Faster, More Convenient Transactions
Complete everyday transactions in seconds with fewer steps, so you can serve more customers without repeatedly dialing long USSD codes.
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Modern Mobile Banking For MoMo Agents
MoMoGram helps agents work faster and smarter with a clean workflow, safer habits, and better daily records. Built for real-world network conditions. No Internet Required — Works offline. MoMoGram brings automation that lets mobile money agents complete transactions in seconds—no more re-dialing long USSD codes and no more pen-and-paper records. Work faster and earn more.
MoMoGram brings automation that lets mobile money agents complete transactions in seconds—no more re-dialing long USSD codes and no more pen-and-paper records. Work 20X faster and earn more.
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Features
Faster Transactions. Cleaner Records. Smarter Workflow.
Stop re-dialing long USSD codes and writing in notebooks. Run your whole MoMo business from one app.
Fraud Protection
Promotes safer agent habits and helps reduce common mistakes, so you can work confidently while keeping customer trust.
Record-Keeping and Analytics
Automatically keep clear daily records, then review totals and history quickly when you need to report or reconcile.
Float & cash tracker
Know how much e-float and physical cash you should have at any moment, so you can top up before you run out.
Commission tracker
See what you earned today and this month. Every commission check is recorded, so you always know your real income.
Smart SIM routing
Up to 3 agent SIMs on one phone. MoMoGram reads the customer's number and uses the right network's SIM, even for ported numbers.
Inside MoMoGram
One app. Every MoMo task.
Type the amount and the customer's number, tap the transaction, and confirm with your PIN. MoMoGram does the dialling and the record keeping.
Your phone
Works on the phone you already have
No new device to buy. MoMoGram runs on Android 8 and newer, including Samsung, Tecno, Infinix, itel and more.
- Up to 3 agent SIMs
- MTN, Telecel and AirtelTigo
- Keeps working without internet
Safety & security
Your PIN stays yours.
MoMoGram is built to support safe agent workflows. It does not ask for or store your PIN. You always confirm sensitive steps directly with your mobile network. Daily records are stored locally on your device to support quick review and reporting.
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Pricing
Simple and affordable. No hidden costs.
Try every feature free for your first month. Then one small price, paid with Mobile Money or card.
Free trial
GHS 0 first month
Everything in MoMoGram, free for 30 days from when you install. No card needed.
- All transactions and SIM routing
- History and exports
- Float, cash and commission trackers
- Fraud-number warnings
MoMoGram Agent
GHS 7 /month
Pay for 1 month at a time. No automatic charges.
- Everything in the free trial
- Pay with MoMo, Visa or Mastercard
- All new features and updates included
- Support on WhatsApp and phone
Agent stories
Agents serving faster with MoMoGram
“I was surprised by how quickly MoMoGram helps me work. My customers don’t have to wait anymore.”
“MoMoGram makes my day easier. Fewer repeated steps, cleaner records, and faster service during busy hours.”
“Balancing cash and e-money is simpler now. I can check my day’s summary quickly and stay organized.”
“The workflow is clean and fast. It helps me serve customers better, especially when the queue is long.”
What is MoMoGram?
MoMoGram is a modern mobile money companion for agents, designed for faster workflow and cleaner daily records.
Does MoMoGram need internet?
It’s built for real-world conditions; key actions remain usable even when internet is unstable.
Does MoMoGram store my PIN?
No. MoMoGram does not ask for or store your PIN. You always confirm sensitive steps directly with your mobile network.
Is MoMoGram safe to use?
MoMoGram promotes safer agent habits and is designed to avoid storing sensitive PINs.
How do I get MoMoGram?
Use the Download section below to get the latest version for your device.
Where are my records saved?
Your records are stored locally on your device for quick review and reporting.
Work smarter. Serve faster with MoMoGram.
MoMoGram helps mobile money agents run a faster, cleaner workflow—serve customers quickly, reduce mistakes, and earn more with confidence.